Panthers vs Rams game review: Cover 3 nightmares

Panthers vs Rams game review: Cover 3 nightmares
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While the Los Angeles Rams emerged from Saturday’s wild card classic as the victor, the Carolina Panthers gave them everything they could handle. Until they didn’t.

Despite playing solid defense for a majority of the second half to allow the Panthers offense an opportunity to take the lead multiple times, the moment eventually became too big. When it all came down to one final stop to send the 10.5 point underdogs through to the next round, MVP candidate Matthew Stafford diced the defense apart – walking the Rams offense down the field with no resistance.

For the final game review of the 2025 NFL season, let’s take a look back at the defensive decisions made throughout the contest to make sense of how the unit went from stifling to struggling so quickly.

(All of the following stats in this article come directly from SumerSports’ SumerLive tracking application )

Stafford’s hot start

To make sense of the final drive, I first want to take you back to Stafford’s first 4 drives of the game. The Rams quarterback started the game on a tear, going 8 for 9 for 114 yards and a touchdown. Stafford’s only incompletion was his last of the sample, meaning he started the game a perfect 8 for 8.

A casual football fan would take in these statistics and tell you that whatever the Panthers defense were attempting to accomplish within their initial game plan was not working. This casual football fan would be correct.

The Panthers defense came out on these first 4 drives determined to play Cover 3. Of those first 9 passing attempts, 6 attempts came against the Panthers sitting in Cover 3. All of which were completed for 94 yards and a touchdown.

Coming into the match-up, Stafford led the NFL in passing yards versus Cover 3 and zone coverage overall. The Panthers opening gameplan seemingly played directly into Stafford and the Rams offense’s biggest strength and they paid for it by hastily falling into a 14-0 deficit.

Defensive adjustments

After the Rams first 4 drives, the Panthers adjusted their approach to a significant degree of success. On the Ram’s next 7 drives they scored 10 points. The Rams saw a wide variety of coverages on 22 pass attempts during this 7 possession sample, including: Cover 0, Cover 1-Man, Cover 2, Cover 4, Cover 6 – and yes, Cover 3.

All 3 pass attempts that Rams had against Cover 3 during this period fell incomplete. One was a great Nic Scourton pass defensed on an attempted screen pass. The other two attempts were Stafford misses – including a possible touchdown to Davatae Adams shown below.

Horn’s injury

Next came the middle of the 4th quarter and the Rams started their 12th possession of the game leading 27-24. The Panthers desperately needed a stop. They got it, but it came at a heavy cost. This Ram’s possession only lasted five plays, the last of which would be the blocked punt to give...